1. Monthly Cash Benefits

Once your SSDI claim is approved, you will receive a monthly payment based on your average lifetime earnings before your disability began. The exact amount varies for each person, but these payments can help cover essential living expenses like housing, utilities, groceries, and transportation.

2. Back Pay

If your disability began before you applied for SSDI, you may be eligible for back pay. This lump-sum payment covers the benefits you would have received during the waiting period and the time it took to process your application.

3. Medicare Coverage

In most cases, you will qualify for Medicare after 24 months of receiving SSDI benefits. This coverage includes:

• Hospital insurance (Part A)
• Medical insurance (Part B)
• Optional prescription drug coverage (Part D)

4. Potential Eligibility for Other Benefits

SSDI approval can make you eligible for additional programs such as:

• Supplemental Security Income (SSI) for low-income individuals
• State disability programs
• Energy assistance and food support programs

5. Protection of Work Credits

While receiving SSDI, your Social Security work credits are preserved, which helps protect your future retirement benefits.

6. Dependent Benefits

Certain family members—such as a spouse or dependent children—may also be eligible for benefits based on your SSDI record, providing additional financial support for your household.