Insufficient Medical Evidence

One of the top reasons disability claims are denied is a lack of solid medical documentation. The Social Security Administration (SSA) requires detailed proof that your condition is severe enough to prevent you from working.

• Missing or outdated medical records
• Gaps in treatment
• Lack of support from a treating physician

Without consistent, detailed medical records and a doctor’s statement that explains your limitations, the SSA may determine that your disability isn’t severe enough.

Earning Too Much Income

To qualify for Social Security Disability Insurance (SSDI), you must not be engaging in Substantial Gainful Activity (SGA). In 2025, if you earn more than $1,550/month (or $2,590/month if you’re blind), your claim may be denied automatically—even if you're still struggling with your disability.

Failure to Follow Prescribed Treatment

If your doctor has recommended treatment and you haven’t followed it without a valid reason, the SSA may conclude that your condition could improve with compliance—resulting in a denial.

Exceptions include:

• Religious beliefs
• Financial constraints
• Severe side effects from treatment

Short-Term or Non-Severe Conditions

The SSA requires that your disability must:

• Last (or be expected to last) at least 12 months, or
• Be expected to result in death

If your condition is temporary or not considered severe enough to interfere with basic work functions, your claim may be denied.

Incomplete or Inaccurate Application

Errors on your application, such as missing information, leaving questions blank, or submitting the wrong documentation, can lead to a quick denial. The SSA relies on the application to understand your medical and work history—so clarity and accuracy matter.

Failure to Cooperate with the SSA

If you don’t respond to requests for additional documentation, fail to attend medical exams, or don’t stay in contact with the SSA, your claim may be denied for non-cooperation.

Ability to Perform Other Work

Even if you can’t return to your past job, the SSA will consider whether you can do any other work based on your age, education, and skills. If they believe you can adjust to other work, your claim may be denied.