Step 1: Understand SSDI Eligibility Requirements

Before applying, it’s important to make sure you qualify for SSDI. You must meet two key requirements:

• Work History: You need to have earned enough work credits through Social Security taxes. Most people need at least 20 work credits earned in the last 10 years.
• Qualifying Disability: Your condition must be listed in the Social Security Administration’s Listing of Impairments or be severe enough to prevent you from performing substantial work for at least 12 months (or expected to result in death).

Step 2: Gather Necessary Documents

Being prepared with the correct documentation will help ensure your application is processed efficiently. You’ll need:

• Personal identification (e.g., birth certificate, Social Security number)
• Medical records: Test results, doctors’ notes, hospital records
• Work history: A list of jobs held in the last 15 years and your earnings
• Education and training information

Step 3: Choose Your Application Method

You can apply for SSDI in Wisconsin in one of three ways:

• Online at the SSA website: www.ssa.gov
• By phone: Call the SSA at 1-800-772-1213
• In person: Visit your local Social Security office (you may need to schedule an appointment)

Applying online is often the fastest and most convenient option.

Step 4: Complete the Application Accurately

When filling out your application, be detailed and honest. Inaccuracies or missing information can result in delays or denials. Pay close attention to:

• Dates and names of medical providers
• All symptoms and functional limitations
• All past jobs and physical demands

Include every detail that shows how your condition affects your ability to work.

Step 5: Wait for a Decision

After submitting your application, your claim will be reviewed by Wisconsin Disability Determination Services (DDS). This process can take 3 to 6 months, or longer in some cases. During this time, you may be contacted for additional information or a consultative medical exam.

Step 6: Be Ready to Appeal if Denied

The SSA denies most first-time applications. If you receive a denial letter, don’t give up. You can appeal the decision through a multi-step process:

1. Request for Reconsideration
2. Hearing before an Administrative Law Judge
3. Appeals Council Review
4. Federal Court Review (if necessary)

Each step has a deadline, so respond quickly.