Basic SSDI Eligibility Requirements

To qualify for SSDI in Wisconsin, you must meet two primary criteria:

1. You Must Have a Qualifying Disability

Your medical condition must:

• Prevent you from working or engaging in substantial gainful activity (SGA)
• Be expected to last at least 12 months or result in death
• Be supported by strong medical evidence and documentation

The Social Security Administration uses a listing of impairments (commonly called the “Blue Book”) to evaluate whether your condition meets the criteria for a disability. However, even if your condition is not listed, you may still qualify if it limits your ability to work significantly.

2. You Must Have Enough Work Credits

SSDI is only available to individuals who have worked and paid Social Security taxes (FICA) for a certain number of years. You earn “work credits” based on your annual earnings.

• Most people need at least 20 work credits in the last 10 years before becoming disabled
• Younger workers may qualify with fewer credits, depending on age

Generally, you earn up to four work credits per year. The exact amount needed changes annually but is based on your total income.

Additional Requirements to Keep in Mind

• You must be under full retirement age to receive SSDI
• Your condition must prevent you from doing any kind of substantial work, not just your previous job
• You must not be working above the monthly SGA limit, which is the income threshold that could disqualify you

Steps to Apply for SSDI in Wisconsin

If you believe you meet the eligibility criteria, you can start the SSDI application process by:

• Filing online through the SSA website
• Calling the SSA and applying by phone
• Visiting a local SSA office in Wisconsin

Be sure to gather key documents in advance, including:

• Medical records
• Work history
• Proof of income and tax information
• List of medications and healthcare providers

Completing the application accurately and thoroughly improves your chances of approval.