1. Understanding SSDI Work Rules

SSDI is designed for individuals who cannot engage in substantial gainful activity (SGA) due to a disability. For 2025, the SGA income limit is $1,550 per month for non-blind individuals and $2,590 per month for blind individuals. If your remote work earnings stay below these limits, your benefits may continue.

2. Trial Work Period

The SSA offers a Trial Work Period (TWP), which allows you to test your ability to work without losing benefits right away. During a TWP, you can earn more than the SGA limit for up to 9 months (not necessarily consecutive) within a rolling 60-month period.

3. Remote Work Considerations

When working from home while on SSDI, you should:

• Track your hours and earnings carefully
• Report all income to SSA promptly
• Avoid jobs that conflict with your documented medical limitations

Even if the work is done remotely, SSA will still evaluate whether it demonstrates your ability to perform substantial work in the national economy.

4. Self-Employment and Remote Freelancing

If you’re self-employed or freelancing from home, SSA looks at hours worked as well as income. Working more than 45 hours per month may raise questions about your work capacity, even if your income is low.

5. Wisconsin-Specific Resources

Wisconsin residents can access local SSA offices, disability advocates, and work incentive programs like Ticket to Work, which provides free employment support services to SSDI recipients who want to explore job opportunities.